India Recurring Mandate Support for Affiliate & Indian Signup Pages

Automatic Mandate Creation at Signup — The affiliate signup page now creates the payment method prior to the £1 authorisation charge. This ensures that the card is set up correctly in Stripe, which then automatically generates the e-mandate for Indian cards.

Overridden Mandate Parameters for India (Tax Inclusion) — Mandate parameters are overridden to include applicable tax amounts for India, ensuring compliance with RBI e-mandate requirements for recurring payments within the country.

Mandate Confirmation Option on the Billing Page — After signup, customers with Indian cards will notice a new section on the subscription/billing page to confirm their mandate. This action triggers the 3DS flow that registers the e-mandate, facilitating seamless future renewals.

Previously, Indian card signups would complete, but automatic renewals would fail—the card would convert, but billing would be silent upon renewal.

No RBI e-mandate was being created, resulting in non-compliance for recurring charges and causing payment failures.

Now, the payment method is created first at signup, allowing Stripe to set up the e-mandate for Indian cards automatically.

A dedicated billing page option enables customers to confirm the mandate after signup using 3DS.

Renewals for Indian cards are successful without additional per-cycle OTP friction for charges under ₹15,000.

For amounts exceeding ₹15,000, a mandate is also created; however, customers will need to pre-approve each charge monthly when their bank sends a pre-debit notification.

Signup user experience remains unchanged—there is no additional friction for the customer.

After signup, customers should navigate to the Billing page—a new mandate confirmation section will be visible for those with Indian cards.

To confirm the mandate, click on Confirm Mandate—this will bring up a 3DS popup to authorise the e-mandate.

Once confirmed, future renewals will process automatically (with no additional authentication required for amounts under ₹15,000; however, pre-debit bank notification approval will be needed for amounts above ₹15,000).

If the mandate is not confirmed, it will revert to the previous behaviour (automatic renewals will fail, requiring user renewal during the session).

The behaviour for non-Indian cards remains unchanged.