Smoother Payments with 3DS on NMI & Square 🎉
- Cards that require additional security checks (3D Secure) will now work seamlessly with NMI and Square.
- This feature was already available on Stripe and Custom Providers, and we are now expanding coverage to additional gateways.
- Square: No setup is needed – it functions automatically once the customer adds their address and contact details during checkout.
- NMI: A quick one-time setup is necessary to enable 3D Secure:
- Enroll in Payer Authentication 2.0 within your NMI account.
- Confirm that the service status is Active.
- Generate a Checkout Public Key for 3D Secure in your NMI Merchant Portal, and add it to your Clixio integration (see screenshot).
Once set up, whenever a card requires 3D Secure verification, your customers will automatically see a pop-up to confirm and complete their payment. Refer to the Help article.
✅ Fewer failed card payments
✅ Fully compliant in regions where 3D Secure is mandatory
✅ Happier customers with a secure checkout experience
We are expanding 3D Secure coverage across all providers, helping you remain globally compliant and maximise payment success rates.
3D Secure flow on Square – 

3D Secure flow on NMI – 

Addition of Checkout Public Key on NMI – 



